长沙翻译公司成功完成某保险公司有关险种的各种条款，例如：运输费用条款、天气条款、娱乐活动条款、海外条款、工作保险条款等等，交稿后客户非常满意！

 

 

 

高风险运动包括但不仅限于：滑翔、潜水、打猎、跳伞、探险、田径运动、特技表演、赛马、赛车、滑雪、冰上运动、登山、攀岩、攀崖、跳水、滑水、水上竞技、航空飞行（但乘坐民航客运飞机除外）、拳击、武术、摔跤、柔道、空手道和其他任何形式的赤手空拳的竞赛、驾驶游艇离开海岸5公里及以上。

High-risk sports shall include but are not limited to: gilding, diving, hunting, parachuting, exploration, track and field sports, acrobatic displaying, horse racing, motorcycle racing, skiing, ice-sports, ountain-climbing, rock-climbing, cliff-climbing, diving, water skiing, aquatic sports, aviation flight (excluding taking civil aviation passenger transport), boxing, Wushu, wrestling, judo, karate and any other forms of barehanded competition, driving a yacht off the coast for 5 kilometers or above.

 

 

本条款未约定事宜适用保险合同的其他约定。

Other provisions of the insurance contract shall be applicable to the matters not agreed in these terms.

 

 

因下列情形之一，直接或间接造成被保险人的雇员身故或伤残的，保险人不承担赔偿责任：

（一）被保险人的雇员殴斗、醉酒、服用、吸食或注射毒品；

（二）被保险人的雇员酒后驾驶、无有效驾驶证照驾驶，或驾驶无有效行驶证的机动交通工具；

（三）非法搭乘交通工具或搭乘未经当地相关政府部门登记许可的交通工具；

（四）因受酒精、毒品、管制药品的影响而导致的死亡和伤残；

（五）被保险人的雇员因精神错乱或失常而导致的意外；

（六）被保险人的雇员未遵医嘱，私自服用、涂用、注射药物；

（七）被保险人的雇员患艾滋病（AIDS）或感染艾滋病病毒（HIV呈阳性）期间；

（八）被保险人的雇员受细菌、病毒或寄生虫感染，或被保险人中暑；

（九）被保险人的雇员从事打猎、爬山、田径运动、滑雪、拳击、潜水、跳伞、滑翔、攀岩、探险活动、武术比赛、摔跤比赛、特技表演、赛马、赛车等高风险运动或活动；

（十）被保险人的雇员因检查、麻醉、手术治疗（含整容手术）、药物治疗等导致的事故；

（十一）被保险人的雇员因意外事故、自然灾害以外的原因失踪而被法院宣布死亡的；

（十二）航空或飞行活动，包括飞行驾驶员或空勤人员，但以缴费乘客身份乘坐客运民航班机的除外；

（十三）战争、军事行动、恐怖活动、暴乱或武装叛乱；

（十四）其它不属于本条款扩展责任赔偿范围的死亡和伤残。

 

 

 

The insurer shall not be liable for the compensation of death or disability of the employee of the insured directly or indirectly caused by any one of the following circumstances:

Ⅰ. The employee of the insured fights, drinks, takes, sucks or injects drug;

Ⅱ. The employee of the insured drives after drinking, without effective driving license, or drives mechanic operating vehicles without effective driving licenses;

Ⅲ. The employee of the insured takes vehicles illegally or takes the vehicles that are not registered and permitted by the local relevant government department;

Ⅳ. Death or disability caused by the alcohol, drugs, controlled drugs;

Ⅴ. The accident caused by mental illness or abnormality of mind of employee of the insured;

Ⅵ. The employee of the insured fails to follow the doctor’s advice, and privately takes medicine, coats or injects drugs;

Ⅶ. The period the employee of the insured suffers from AIDD or is infected with HIV (Positive HIV);

Ⅷ. The employee of the insured is infected with the bacterium, virus or parasite, or the insured suffers heatstroke;

Ⅸ. The employee of the insured engages in high-risk sports or activities of hunting, climbing, track and field sports, skiing, boxing, diving, parachuting, gliding, rock climbing, exploration, Wushu competition, wrestling competition, acrobatic displaying, horse racing, motorcycle racing etc.;

Ⅹ. The accident caused by the inspection, anesthesia, operative treatment (including cosmetic surgery) or pharmacotherapy of employee of the insured;

Ⅺ. The employee of the insured is pronounced dead by the court due to disappearance caused by the reasons other than accident, natural calamities;

Ⅻ. Activities of aviation or flight, including aircraft pilot or aircrew, excluding taking the passenger airline in the identity of paying passenger;

ⅩⅢ. War, military action, terrorist activities or armed rebellion;